0131 538 7390 info@personalmm.co.uk

Equity Release Edinburgh

Are you considering equity release?

Equity release specialist covering Edinburgh, Dundee, Perth and surrounding areas.

We also cover Pitlochry, Broughty, Ferry and ​Aberfeldy.

Equity Release Edinburgh

Are you considering equity release?

Many home owners have seen a rise in the value of their property over the last few decades often to the extent that it has become the biggest asset they have. Releasing some of this equity means you could help your children financially, pay off debts or an existing mortgage, or make home or garden improvements.

Regardless of your reasons for considering this step, you’ll want to know equity release is the right option for you and your particular circumstances. Inheritance tax liabilities can also potentially be reduced for people with sizeable estates.

Equity Release Edinburgh
What has impressed me about Personal Money Management is their thoroughness and great communication skills. I have always felt that I got the best advice that matched my needs, whilst at the same time feeling in control.
Mr Roy Bates

Group FD Corgi Toys (Retired), Isle of Wight

As an academic and business man I always appreciate it when people I interact with on a professional level are true experts in their chosen field. I can safely say that is absolutely true of Personal Money Management. I have used their services for many years and would not hesitate to recommend them.
Professor Emeritus Carl Pidgeon

Edinburgh

Throughout my industrial career and later my university career, my finances changed considerably. Fortunately, through Personal Money Management, they have been expertly managed, reducing significantly my Income Tax bill and dramatically eliminating my potential Inheritance Tax bill. For both these miracles I am forever grateful.
Dr R F Neale

Edinburgh

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Equity Release Specialists Edinburgh

What is Equity Release? Equity release schemes enable older home owners to release cash from the value of their property without the need to move house. Reasons for wishing to take out equity release may include finding cash necessary for;

N

Long-term care

N

Home improvements

N

Medical needs

N

Travel and hobbies

N

General living costs

N

Helping out family members

Requirements

Generally there are certain conditions that need to be met before taking out equity release, for example:

N

You will need to be a minimum age of 55

N

Your property must be in reasonable condition

N

You must be a home owner with no dependants living with you

N

Your property must be over a certain value

N

You have little or no mortgage left on your property

Dr Peter M Marshall Ph.D., DipPFS, AFPC, G60 – Specialising in Equity Release Edinburgh

Principal of Personal Money Management

Satrting his professional life as a physicist and mathematician, lecturing at Heriot Watt University, Peter finally made the move to practice as an Independent Financial Adviser in 1980.

Since then has gradually built up Personal Money Management and spends considerable time attending conferences and seminars across the country where the leading thinkers in the fields of the law and investment develop the latest techniques. In his spare time Pete enjoys golf, travel and wine tasting, sometimes all together.

The Financial Conduct Authority does not regulate tax and trust advice.